Payments & shipping · calculator
What a Cash App instant transfer costs, at both ends of the range Cash App publishes, what arrives, and how much to move to land a set amount.Cash App’s instant fee, both ends of its range.
Example · $100 transfer
Instant transferCash App
$97.50 to $99.50
Arrives in minutes · of $100.00 moved
Key: yours payout fee
Estimate · payment app ratesrates as of Oct 28, 2026 · not tax or financial advice · not advice.
Cash App · instant · drawn to scale
Cash App publishes a range, so the fee is drawn at its highest; the figures show both ends.
Estimate by Seller Fee Desk · payment app rates as of October 28, 2026 · not a platform statement
| You move out of your Cash App balance | $100.00 |
|---|---|
| Instant-transfer fee0.5%–2.5% of the amount, minimum $0.25–$1.00, maximum $75.00 · rounded to the penny with banker’s rounding | −$0.50 to −$2.50 |
| Arrives in a linked debit card or bank accountat the high and the low end of the fee | $97.50 to $99.50 |
| Or a standard transferStandard transfer: free; usually 1–3 business days. | $100.00 · free |
The minimum fee (at the high end) sets the fee on every transfer up to $40.20; the $75.00 maximum caps it from $2,999.80.
A range: Cash App shows the exact fee before you confirm. Cash App rounds this fee to the penny with banker’s rounding. Cash App Business accounts follow separate Cash App Business Terms, which we couldn’t find to read; the range is the one Cash App’s help center and terms of service give.
One Cash App how-to page gives a narrower 0.5%–1.75% (minimum $0.25); the terms of service and the help center give 0.5%–2.5%, which we use.
Payment app rates as of · verified · Fee change log → · Platforms may round differently by a cent.
What an instant transfer costs at each amount, the minimum and maximum applied. The bar is the fee at its highest, drawn to one scale; a free standard transfer costs $0.00 at every amount.
| You move | Fee | Share |
|---|---|---|
| $5.00 minimum | 20.00% | |
| $10.00 minimum | 10.00% | |
| $25.00 minimum | 4.00% | |
| $50.00 | 2.50% | |
| $100.00 | 2.50% | |
| $250.00 | 2.50% | |
| $500.00 | 2.50% | |
| $1,000.00 | 2.50% | |
| $2,000.00 | 2.50% | |
| $5,000.00 maximum | 1.50% |
What a Cash App instant transfer costs, at both ends of the range Cash App publishes, what arrives, and how much to move to land a set amount.Cash App’s instant fee, both ends of its range.
Read from Cash App’s own fee and help pages on the dates shown; the calculator uses the rate in force on the transfer date.
Payment app rates as of · verified · Fee change log → · Platforms may round differently by a cent.
The exact Cash App fee: Not modeled — Cash App publishes a range and shows the fee for your transfer before you confirm it; we can only show both ends (checked October 28, 2026).
Currency conversion: Not modeled — transfers in U.S. dollars only (checked October 28, 2026).
Reviews and holds: Not modeled — an app may review, delay or decline a transfer; the timing it gives is “typically” (checked October 28, 2026).
An instant transfer moves money you already received. What the app took from the payment itself (goods-and-services and business-profile fees) is in the payment app fee calculator, which can also add the instant transfer to the same payment.
Guide · Pricing and profit
To receive $100.00, request $102.04 to $104.12
What PayPal, Venmo and Cash App take on a $100 sale, how much to request to receive $100, instant-transfer costs, and when a payment app sends a 1099-K.
In-depth guide · Taxes
A form only over $20,000 and over 200 transactions, per platform
The 1099-K is back to over $20,000 and over 200 payments per platform for 2025 and 2026. What that means for reported income, state forms and SE tax.
In-depth guide · Pricing and profit
$62.64 paid → $41.08 net payout → $22.71 profit
A $50 thrift find sold on eBay, worked line by line: fees, label, item cost, sourcing tax, supplies and mileage, then margin, ROI and markup.