.answer-card{padding:var(--s4) var(--s4) var(--s3);container-type:inline-size}@media screen{.answer-card.paper{--ink:#f1ede2;--ink-2:#d5d9e2;--ink-3:#b6bcc9;--edge:#94a3b8;--rule:#334155;--on-ink:#0b1020;--focus:#a5b4fc;--warn:#ffab93;--slip:var(--studio);--pat:rgba(11,16,32,.55);--c-net:#34d399;--c-comm:#ee7b5f;--c-proc:#a596e4;--c-fixed:#d6aa44;--c-ads:#4fb6ae;--c-label:#c69c6c;--c-pay:#8fa6ba;--c-other:#a3a6ae;--c-tax:#a59d8c;--c-cost:#f1ede2;background:var(--studio);color:var(--on-studio);border-radius:14px;box-shadow:0 0 0 1px var(--studio-edge),0 18px 36px -22px rgba(17,24,39,.75)}.answer-card .ac-kicker .cap,.answer-card .ac-value{color:var(--mint)}.answer-card .ac-name,.answer-card .ac-sub .num{color:var(--on-studio)}.answer-card .ac-key,.answer-card .ac-note,.answer-card .ac-sub{color:var(--on-studio-2)}.answer-card a{color:var(--on-studio);-webkit-text-decoration-color:#a5b4fc;text-decoration-color:#a5b4fc}.answer-card a:hover{-webkit-text-decoration-color:currentColor;text-decoration-color:currentColor}.answer-card .ac-handoff a{color:#c7d2fe}.answer-card .ac-ex{color:var(--on-studio);border-color:#94a3b8}:root[data-theme=dark] .answer-card.paper{background-image:linear-gradient(180deg,rgba(129,140,248,.1),rgba(129,140,248,0) 140px);box-shadow:0 0 0 1px var(--studio-edge),0 24px 48px -24px rgba(0,0,0,.9)}}@media screen and (prefers-color-scheme:dark){:root:not([data-theme=light]) .answer-card.paper{background-image:linear-gradient(180deg,rgba(129,140,248,.1),rgba(129,140,248,0) 140px);box-shadow:0 0 0 1px var(--studio-edge),0 24px 48px -24px rgba(0,0,0,.9)}}.ac-kicker{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 8px;margin:0}.ac-kicker .cap{color:var(--ink-2)}.ac-dot{color:var(--ink-3)}.ac-name{font-weight:650;font-size:1.1875rem;letter-spacing:-.01em}.ac-value{margin:2px 0 0;font:700 clamp(3.25rem,2.6rem + 2.6vw,4rem)/1 var(--f-num);letter-spacing:-.04em;white-space:nowrap}@supports (font-size:1cqi){.ac-value{font-size:min(clamp(3.25rem,2.6rem + 2.6vw,4rem),calc(100cqi / (var(--len, 6) * .57)))}}.ac-sub{margin:6px 0 0;font-size:var(--fs-small);line-height:1.4;color:var(--ink-2)}.ac-sub .num{color:var(--ink);font-weight:650}.answer-card .ac-ex{display:inline-block;margin:0 0 8px;border:1.5px dashed var(--ink-2);border-radius:3px;padding:4px 7px 3px;color:var(--ink)}.ac-strip{margin:var(--s3) 0 0}.ac-mini{margin-top:2px}.ac-key{display:flex;flex-wrap:wrap;gap:2px 14px;margin:6px 0 0;font-size:.875rem;line-height:1.45;color:var(--ink-2)}.ac-key>span{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}.ac-key .sw{width:14px;height:10px}.ac-note{margin:var(--s3) 0 0;padding-top:var(--s2);border-top:1px dotted var(--rule);font-size:var(--fs-meta);line-height:1.45;color:var(--ink-2)}.ac-note a{white-space:nowrap;padding-block:12px}@media (max-width:19.99em){.ac-note a{white-space:normal}}.ac-handoff{margin:var(--s2) 0 0}.ac-handoff a{display:inline-flex;align-items:center;gap:6px;min-height:44px;font-weight:600;font-size:var(--fs-small);color:var(--ink);text-decoration-thickness:1.5px}.answer-card.is-loss .ac-value{color:var(--warn)}.ac-note .ac-tail-s{display:none}@media (max-width:37.4375em){.answer-card{position:relative;padding:14px var(--s4) 6px}.answer-card .ac-ex{position:absolute;z-index:1;top:-12px;right:12px;margin:0;padding:4px 7px 3px;background:var(--slip);letter-spacing:.05em}.answer-card.is-example{margin-top:6px}.ac-value{margin-top:0}.ac-sub{margin-top:4px}.answer-card .tk-figs{margin-top:var(--s2);padding-top:6px}.ac-strip{margin-top:var(--s2)}.ac-key{margin-top:4px;gap:0 10px;font-size:.8125rem;line-height:1.4}.ac-key>span{gap:5px}.ac-note{margin-top:var(--s2);padding-top:6px}.ac-note .ac-tail-l{display:none}.ac-note .ac-tail-s{display:inline}.ac-handoff{margin-top:0}section.tool-sheet{row-gap:var(--s4)}.tool-head .crumbs li:last-child{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.tool-head .crumbs li:nth-last-child(2):after{content:none}.tool-head .crumbs ol{margin-bottom:0}.mn-form-h .cap{letter-spacing:.02em}.mn-answer .answer-card .k1-scope,.mn-answer .answer-card .mn-size{margin-top:var(--s2)}}@media (max-width:19.99em){.answer-card .ac-ex{position:static;margin:0 0 8px}.answer-card.is-example{margin-top:0}}.answer-card.is-stale,.tool-sheet.is-stale .ts-answer,.tool-sheet.is-stale .ts-slip{outline:2px dashed var(--edge);outline-offset:4px}.result-dock-anchor{display:contents}.result-dock{position:fixed;z-index:30;top:0;left:0;right:0;display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:52px;padding:calc(6px + env(safe-area-inset-top, 0px)) max(var(--gutter),env(safe-area-inset-right,0px)) 6px max(var(--gutter),env(safe-area-inset-left,0px));background:var(--studio);color:var(--on-studio);border-bottom:2px solid var(--mint);box-shadow:0 0 0 1px var(--studio-edge),0 10px 22px -14px rgba(17,24,39,.85);visibility:hidden;opacity:0;translate:0 -8px;transition:opacity var(--t-fast),translate var(--t-fast),visibility 0s linear var(--t-fast)}.result-dock.is-on{visibility:visible;opacity:1;translate:0 0;transition:opacity var(--t-fast),translate var(--t-fast)}.rd-k{flex:1 1 auto;min-width:0;display:flex;flex-wrap:wrap;align-items:baseline;column-gap:6px;font:600 .75rem/1.3 var(--f-num);letter-spacing:.06em;text-transform:uppercase;color:var(--on-studio-2)}.rd-name{font:650 1rem/1.2 var(--f-text);letter-spacing:-.01em;text-transform:none;overflow-wrap:anywhere}.rd-ex,.rd-name{color:var(--on-studio)}.rd-ex,.rd-stale{flex-basis:100%}.rd-stale{letter-spacing:.04em}.rd-ex+.rd-stale{flex-basis:auto}.rd-v{flex:none;font:700 1.5rem/1 var(--f-num);letter-spacing:-.02em;color:var(--mint)}.result-dock.is-loss .rd-v{color:#ffab93}.result-dock.is-stale{border-bottom-style:dashed;border-bottom-color:#94a3b8}.result-dock.is-stale .rd-v{color:var(--on-studio)}html.has-dock{scroll-padding-top:72px}@media (min-width:62.5em){.result-dock{display:none}}@media print{.result-dock{display:none!important}}.live-line{display:block;margin:8px 0 0;font-size:.9375rem;line-height:1.35}.live-line .ll-stale{margin-right:8px}.live-line .ll-all{vertical-align:baseline;margin-left:4px}.live-line .ll-text b,.live-line .num{font-family:var(--f-num);font-weight:700}.live-line .ll-all{display:inline-flex;align-items:center;min-height:44px;min-width:44px;padding:0 4px;margin-block:-6px;font:600 .8125rem/1 var(--f-num);white-space:nowrap}.live-line.is-untouched{display:none}@media (min-width:56.25em){.tool-sheet .live-line{display:none}}.live-line.is-stale{padding-left:8px;border-left:3px dashed var(--edge)}.live-line .ll-stale{font:600 .75rem/1.4 var(--f-num);letter-spacing:.04em;color:var(--ink-2)}.stale-stamp{display:inline-flex;align-items:center;margin:0 0 8px;padding:5px 8px 4px;border:1.5px dashed var(--ink-2);border-radius:3px;font:600 .75rem/1 var(--f-num);letter-spacing:.06em;text-transform:uppercase;color:var(--ink);background:var(--slip)}.result-block{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:var(--s4) var(--s4);gap:var(--s4) var(--s4);margin:0;padding:var(--s4) 0;border-top:2px solid var(--ink);border-bottom:1px solid var(--rule)}.result-block .rb-strong .rb-v{color:var(--mint-ink)}.result-block>div{min-width:0;container-type:inline-size}.result-block dt{font:600 var(--fs-cap)/1.3 var(--f-num);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-2)}.result-block dd{margin:4px 0 0}.result-block .rb-v{display:block;font:700 clamp(1.375rem,1.1rem + 1.2vw,1.875rem)/1.05 var(--f-num);letter-spacing:-.02em}.result-block .rb-strong{grid-column:1/-1}.result-block .rb-strong .rb-v{font-size:var(--fs-big);letter-spacing:-.04em}@supports (font-size:1cqi){.result-block .rb-v{font-size:min(clamp(1.375rem,1.1rem + 1.2vw,1.875rem),calc(100cqi / (var(--len, 6) * .6)));white-space:nowrap}.result-block .rb-strong .rb-v{font-size:min(var(--fs-big),calc(100cqi / (var(--len, 6) * .58)))}}.result-block small{display:block;margin-top:4px;font-size:.875rem;line-height:1.4;color:var(--ink-2);max-width:24ch}@media (min-width:43.75em){.result-block{grid-template-columns:repeat(4,minmax(0,1fr))}.result-block .rb-strong{grid-column:span 2}}.print-stub{margin:var(--s3) 0 0;font-size:var(--fs-meta);line-height:1.5;color:var(--ink-2)}.tool-actions{display:flex;flex-wrap:wrap;gap:var(--s2);margin:var(--s4) 0 0}@media (max-width:43.6875em){.tool-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.tool-actions>*{width:100%}.tool-actions>:first-child,.tool-actions>:last-child:nth-child(2n){grid-column:1/-1}}.checked{margin-top:var(--s7);max-width:60rem}.checked h2{font-size:var(--fs-h3);margin-bottom:var(--s3)}.checked-list{list-style:none;margin:0;padding:0;display:grid;grid-gap:0 var(--s6);gap:0 var(--s6);counter-reset:chk}@media (min-width:47.5em){.checked-list{grid-template-columns:repeat(2,minmax(0,1fr))}}.checked-list li{counter-increment:chk;position:relative;padding:12px 0 12px 2.4em;border-top:1px dotted var(--rule);font-size:var(--fs-small);color:var(--ink-2)}.checked-list li:before{content:counter(chk,decimal-leading-zero);position:absolute;left:0;top:14px;font:600 .8125rem/1.3 var(--f-num);color:var(--ink-3)}.checked-list b{color:var(--ink);font-weight:650}section.tool-sheet{display:grid;grid-gap:var(--s5);gap:var(--s5);grid-template-columns:minmax(0,1fr);grid-template-areas:"answer" "inputs" "slip" "result" "foot";align-items:start}.ts-answer{grid-area:answer;min-width:0}.ts-inputs{grid-area:inputs;min-width:0}.ts-slip{grid-area:slip;min-width:0}.ts-result{grid-area:result;min-width:0}.ts-foot{grid-area:foot;min-width:0;display:grid;grid-gap:var(--s3);gap:var(--s3)}@media (min-width:56.25em){section.tool-sheet{grid-template-columns:minmax(300px,360px) minmax(0,1fr) minmax(300px,380px);column-gap:var(--s6);grid-template-areas:"inputs answer answer" "inputs result slip" "foot foot foot"}}.tool-below{max-width:60rem}.tool-lede-below{display:none}@media (max-width:37.4375em){.tool-head .eyebrow,.tool-head .page-lede{display:none}.tool-head{padding-top:10px;padding-bottom:var(--s4)}.tool-lede-below{display:none}}.nm-block{margin-top:var(--s6)}.nm-block h2{font-size:var(--fs-h3);margin-bottom:var(--s3)}.tool-gear{margin-top:var(--s7)}@media print{@page{size:letter;margin:.45in}section.tool-sheet{display:block}.ac-handoff,.answer-card .ac-ex,.live-line,.tool-actions,.tool-sheet .ts-inputs{display:none!important}.tool-sheet .ts-slip{page-break-inside:avoid;break-inside:avoid}.answer-card{box-shadow:none;border:1px solid #bbb}.print-stub{color:#111;font-size:8.5pt}.checked,.how-math,.nm-block,.sources,.tool-below,.tool-gear,.tool-lede-below{display:none!important}}.phone-fold>summary{display:none}@media (max-width:37.4375em){.phone-fold>summary{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:48px;padding:4px 0;border-top:1px dotted var(--rule);border-bottom:1px dotted var(--rule);cursor:pointer;list-style:none;font-weight:600;font-size:var(--fs-small);color:var(--ink)}.phone-fold>summary::-webkit-details-marker{display:none}.phone-fold>summary:after{content:"+";flex:none;display:grid;place-items:center;width:28px;height:28px;border:1.5px solid var(--ink);border-radius:50%;font:600 1.125rem/1 var(--f-num)}.phone-fold[open]>summary:after{content:"−"}.phone-fold .pfold-hide,.phone-fold[open] 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